Dallas Street Stories

Today, I made my third Kiva loan, using the same $25.00 I originally started with.
I love Kiva. It's a way to help people in impoverished situations while staying true to my view that while no system is perfect, and any economic system run amok is going to be disasterous, overall capitalism has been the most beneficial economic system on the planet. Kiva allows people to participate in that system and hopefully improve their lives.

I chose this person for no real reason other than he lives in a city that one of my favorite bloggers serves as a missionary in.

If you want to get involved in helping people improve their lives with a small loan, check out www.kiva.org

José Amaguaya

Business Description

For the last 5 years, Jose has had his own business selling plastic houseware goods such as garbage bins, containers, bowls, etc. One year ago he also started selling disinfectants and bleach. He began his own business because, since he was a teenager, he helped his father at work and he grew fond of it. Shortly afterward, he began to build his own clientele. His father pitched in the initial capital he needed to go on his own. His business has been growing gradually ever since. He works everyday from 8:00 am until 4:00 pm. He delivers his merchandise to a well-populated area in Guayaquil, known as Guasmo, where he is well known by his customers. His sister helps him run his business.

Loan Investment
Jose wishes to obtain a second loan from Kiva and Mifex. The demand for disinfectants has grown and he needs to stock up enough merchandise to better serve his customers. He will also continue to invest in plastics.

Personal Information
Jose is 25 years old, single, and lives with his parents. He also helps with his family's expenses. He wishes to use this credit to expand his venture and to become a solid source of support for his family, particularly his parents.